Step 1
Submit your application for financial aid on MyGuichet.lu. Once the Ministry has approved it, you will receive official confirmation by mail, including a QR code.
Pursuing your studies means moving towards what you enjoy, building your plans, and preparing for your future.
The state-guaranteed student loan helps you finance this important step with a simple, flexible solution designed to support you throughout your journey.
The benefits of the state-guaranteed student loan
- Up to €3,250 per semester to help fund your studies.
- Maximum interest rate of 1.8%.
- Repayment begins two years after you finish or stop your studies.
- Repayment period of up to 10 years.
How do you apply for your loan?
If you are already a Banque Raiffeisen customer, it’s very simple: just scan the QR code on the MESR acceptance certificate directly via the R-Net app.
Step 2
Scan the QR code using the R-Net app and follow the on-screen instructions.
Step 3
Receive the funds in the account you selected during the application process. And that’s it.
Get €150 free, it's a gift!
To get your student life off to a great start, Banque Raiffeisen is offering you €150 when you first take out a state-guaranteed student loan. It’s a little extra boost to help you get settled, make your first purchases, or simply treat yourself!
- To claim your €150, send a secure message to your advisor directly via the R-Net online banking app.
- The message is pre-drafted during the loan application process. Easy.
* Subject to bank approval. Terms and conditions apply.
Make the most of your student life, with added benefits.
By choosing a student loan from Banque Raiffeisen, you also benefit from the youniq students programme and receive 1,000 OPERA points, which can be redeemed for cinema tickets or other perks for your everyday life.
Planning to enrol in university studies? We're here to help!
Want to finance your studies and take advantage of Youniq Student benefits? An advisor is available to answer your questions.
Planning to enrol in university studies? We're here to help!
Want to finance your studies and take advantage of Youniq Student benefits? An advisor is available to answer your questions.
In-branch
Visit an agency to speak with an advisor in person.
Existing customer
Existing customers can log in to online banking to contact their advisor