“Interest-free advance” loan

When you begin student life, certain expenses can arise rapidly.

To help you manage this transition more smoothly, Banque Raiffeisen offers you an advance while you wait for approval from the Financial Aid Department for your government-guaranteed student loan. Rent, enrolment fees, settling-in costs or essential first purchases: this advance helps you get started with greater peace of mind, without making things more complicated.

Benefits of the advance loan

  1. Up to €3,000 to cover your initial expenses
  2. A 0% interest rate: you pay no interest 
  3. A useful solution while you wait for approval from the Financial Aid Department
  4. The advance must be repaid in full as soon as your government-guaranteed student loan is made available

How to get your advance? 

To obtain this advance, simply visit your Raiffeisen branch with the following documents:

  1. A copy of the application form you sent to the Financial Aid Department
  2. Your certificate of enrolment at university or another higher education establishment

We're here for you.

Would you like to review how to finance your studies or understand which solution is best suited to your academic experience?

We're here for you.

Would you like to review how to finance your studies or understand which solution is best suited to your academic experience?

In-branch

In-branch

Make an appointment at a bank branch to speak to your advisor in person.

Existing customer

Existing customer

Existing customers can log in to online banking to contact their advisor