€0/month*
We don’t know what their dreams will be yet, but we can already start making room for them. youniq kids allows you to gradually build up savings to help them move towards what truly matters.
With youniq kids, you're helping to make their dreams of tomorrow come true, starting today.


A gift for newborns
To celebrate the arrival of your newborn up to their first birthday, Raiffeisen has a special offer designed as a first step towards their future.
Receive up to €100 in savings vouchers to start building for their tomorrow's projects:
- €50 in a youniq kids savings account
- €50 in an R-PlanInvest savings plan
Offer subject to conditions and approval of application.
Savings intended to last
You can start setting money aside for your child right from birth. It is a simple way to prepare for the future at your own pace, in a secure environment, and with no deposit fees.
From birth: the account can be opened during your child's first few days.
Favourable interest rate: your savings earn an attractive return that is adjusted in line with market trends.
Locked in: The principal and interest remain locked away until your child reaches full legal age in order to preserve savings over the long term.
No-fee deposits: you can make deposits into the account at your own pace, with zero fees.

Alternative savings
With R-PlanInvest, you complement traditional savings with an investment solution designed to grow your child’s capital over time.
- Accessible entry-level amounts starting from €50 per month
- Regular contributions for steady, long-term growth
- Flexibility to make additional contributions whenever you wish
- Accessible savings, with the option to withdraw funds at any time
Prepare for your child’s future with your advisor
A savings account is a simple first step towards setting money aside for your child. Your advisor is here to help.
Prepare for your child’s future with your advisor
A savings account is a simple first step towards setting money aside for your child. Your advisor is here to help.
In-branch
Visit a branch to speak with your advisor in person.
Existing customer
Log in to online banking to contact your advisor.